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Our application process is quick and easy. Just fill in the form below and let’s get started!

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Frequently Asked Questions

Submit our online application, and find out in seconds if you’re approved for your new installment loan! If approved, you can get your funds as soon as today, but typically no later than the next business day.* And there are NEVER any penalties for paying off your loan early.

*Access to your loan funds depend on your bank's policies

At the very least, you need to be 18 years old or older (may vary by State), be employed with direct deposit payroll, have an active and valid checking account (savings and prepaid accounts are not accepted), and a valid email address. Other conditions may apply.

Payments are automatically drafted by ACH from your checking account. We also send you email reminders prior to every due date. Please feel free to speak with an agent if you need to use an alternate form of payment. Call us at (855)-231-1628.

Your payment schedule will be determined by your application information. In most cases our customers’ payments align with their payroll schedule.

Your first loan can be as much as $1,400 for well qualified borrowers. The actual amount offered and terms are unique to your credit situation, income, and other factors. Returning customers in good standing (VIPs) will be eligible for larger amounts and lower costs.

In most cases, applications submitted, processed and approved before 12:30p.m. Central Time are funded as soon as that same day! The rest of the time, loan proceeds are funded by the next business banking day.* Applicants whose bank account information cannot be verified may be asked for additional documentation.

*Access to funds will rely on your bank’s policies

In most cases, you’ll get an initial decision within seconds of submitting your online application. We will also send you an email notification of our decision.

After we’ve received your application, we will contact you as soon as possible with any questions to verify your information. You can reach a friendly, helpful representative at 855-231-1628 (Mon – Fri 8am – 8pm Central Time). Please note we are closed on weekends and holidays.